Payment Options
Dr. Cavallo understands how challenging it can be to find the means to pay for dental health care and will do everything he can to make your care as affordable and comfortable as possible. To help you afford your treatment, we offer a variety of financing options:
- We accept cash, personal checks, and credit cards
- We offer third-party financing through CareCredit.
We want our patients to receive all the benefits their insurance policy entitles them to. Additionally, if you would like more information on Dr. Cavallo and his patient services, please visit For patients.
The majority of dental insurance policies do not require your doctor to be a plan provider for the patient to receive benefits.
We are happy to fill out and submit dental insurance forms to insurance carriers for our patients. They will be processed as “out of network.”
We are not plan providers for any insurance company for two important reasons: The doctor decided long ago that he would be the one to recommend the best treatment for his patients and not be restricted to what the insurance company covers. We also schedule only one patient at a time and allow proper time for each procedure. It takes time to provide excellent treatment and care for each patient.
The materials and labs we use are only the best. Dr. Cavallo has spent many years studying and working with the best in the field of dentistry. Nothing is sent out of the country to be manufactured in foreign labs.
How Does Dental Insurance Work?
Your insurance policy is provided to you through either an employer or a plan you have individually selected. We are not in contract or part of the contract you have with your plan. Please call your insurance company if you have any questions regarding your coverage when you seek care in our office. We are always happy to answer any questions you may have.
Whatever your needs, we will work with you to keep your care affordable, easy, and, above all, excellent.
Frequently Asked Questions About Out-of-Network Dental Insurance
What does “out-of-network dentist” mean?
An out-of-network dentist is a dental provider who is not in a contract with your insurance company. Many patients choose out-of-network dentists for higher-quality care, more personal service, and optimal treatment options.
Can I still use my dental insurance if my dentist is out of network?
Yes. Most PPO dental insurance plans allow you to visit any licensed dentist — including out-of-network providers. Our dental team can help you file claims and maximize your reimbursement. Your insurance company reimburses your claims using an out of network fee schedule they establish.
Why would someone choose an out-of-network dentist? Patients often choose an out-of-network dentist for several reasons:
- Freedom to choose the dentist you trust most
- Access to advanced technology and personalized treatment plans
- Longer, more attentive appointments
- Flexible scheduling and transparent pricing: Even though coverage may differ slightly, many patients find the added value and quality of care well worth it.
How can your office help with my out-of-network insurance? Our dental team regularly assists patients with out-of-network insurance claims. We verify benefits, file paperwork, and help you understand estimated reimbursement. Our goal is to make sure you get the care you need without the stress of navigating insurance alone.